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Opendata, web and dolomites

uCube2

Development of a complete low cost Card Payment Acceptance Infrastructure

Total Cost €

EC-Contrib. €

Partnership

Views

Outcomes and
results

uCube2 project word cloud

Explore the words cloud of the uCube2 project. It provides you a very rough idea of what is the project "uCube2" about.

35 specifications expects arriving expertise market stakeholders acquiring operate proven sme transformation business model finalization infrastructure ucube2 acquirers least industry final disruptive headcount later started plan company transactions freedom payment size cloud units 9m point accept innovation technologies acceptance preliminary feasibility finance security innovative global opened professional 2014 validation youtransactor reaching 2019 mobile forecast first 54 perfectly id led front elaboration banks move retailer electronic cheaply interviews mainly mobility eftpos proposition easily 2017 projected million sweet mpos sale revolution segment solution card consists implementing patents spot device grow thanks pos micro networks merchants involvement merchant installed

Project "uCube2" data sheet

The following table provides information about the project.

Coordinator	YOUTRANSACTOR Organization address address: RUE BRANCION 32 city: PARIS postcode: 75015 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.
Coordinator Country	France [FR]
Project website	http://www.youtransactor.com
Total cost	71˙429 €
EC max contribution	50˙000 € (70%)
Programme	1. H2020-EU.2.1.1. (INDUSTRIAL LEADERSHIP - Leadership in enabling and industrial technologies - Information and Communication Technologies (ICT)) 2. H2020-EU.2.3.1. (Mainstreaming SME support, especially through a dedicated instrument)
Code Call	H2020-SMEINST-1-2015
Funding Scheme	SME-1
Starting year	2016
Duration (year-month-day)	from 2016-03-01 to 2016-08-31

Partnership

Take a look of project's partnership.

#	participants	country	role	EC contrib. [€]
1	YOUTRANSACTOR YOUTRANSACTOR Organization address address: RUE BRANCION 32 city: PARIS postcode: 75015 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	FR (PARIS)	coordinator	50˙000.00

Map

Project objective

Payment Industry is an industry under transformation. The mobile point-of-sale (mPOS) started a revolution in payment acceptance and has opened a whole new market segment of micro-merchants bringing a low-cost POS solution allowing them to accept card transactions cheaply and easily. The mPOS model is forecast to grow rapidly reaching 3 million users by 2017 in Europe. Global market is projected to have 54 million installed units by 2019. uCube2 project is carried out by the SME Youtransactor (2014 TO : 9M€, Headcount : 35), a company with proven expertise on professional mobility, electronic payment, security and e-ID, developing innovative products for payment acceptance. The objective of YouTransactor in this project is to propose a disruptive innovation in front of the mPOS model and traditional EFTPOS networks for all size retailer market segment. This innovation called the uCube2 aims to find the sweet spot between mPOS and EFTPOS business model. It consists in developing an all-in-one low cost POS solution based on an innovative card payment acceptance device and a global acceptance Infrastructure based on Cloud technologies. YouTransactor mainly targets two stakeholders: First, Merchant Banks which are arriving late to the mPOS market and need to move quickly. Then, selected merchant segment directly. Preliminary work on uCube2 led to the success in implementing the global acceptance Infrastructure between merchants and Acquiring Banks. The present feasibility study aims at - The finalization of the specifications thanks to the involvement of 2-3 acquirers, - The elaboration of a detailed business plan based on operational experience and acquiring banks interviews: validation of Youtransactor business model, value proposition, market segment targets, - The freedom to operate. Youtransactor expects to apply for at least two patents Later on, Phase 2 would perfectly allow to finance further development plan on the final uCube2 solution.

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The information about "UCUBE2" are provided by the European Opendata Portal: CORDIS opendata.

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