Opendata, web and dolomites


The multisided secure mobile wallet platform that can make mCommerce happen in Europe

Total Cost €


EC-Contrib. €






Project "PASSCLUB" data sheet

The following table provides information about the project.


Organization address
postcode: 8037
website: n.a.

contact info
title: n.a.
name: n.a.
surname: n.a.
function: n.a.
email: n.a.
telephone: n.a.
fax: n.a.

 Coordinator Country Spain [ES]
 Project website
 Total cost 2˙708˙750 €
 EC max contribution 1˙896˙125 € (70%)
 Programme 1. H2020-EU.2.1.1. (INDUSTRIAL LEADERSHIP - Leadership in enabling and industrial technologies - Information and Communication Technologies (ICT))
2. H2020-EU.2.3.1. (Mainstreaming SME support, especially through a dedicated instrument)
 Code Call H2020-SMEINST-2-2015
 Funding Scheme SME-2
 Starting year 2015
 Duration (year-month-day) from 2015-11-01   to  2017-10-31


Take a look of project's partnership.

# participants  country  role  EC contrib. [€] 
1    TORO DEVELOPMENT SL ES (BARCELONA) coordinator 1˙896˙125.00


 Project objective

After years of isolated experiences carried out by Telcos and Banks, resulting in 55 failed mobile wallet initiatives across Europe (!), it appears that only an open, secure, cost-effective, neutral, fully scalable mobile wallet multisided platform with a “platform model”, has the capacity to federate the incumbent players willing to address the opportunity of mobile commerce (in-store with NFC, and online), and create the necessary user adoption.

This is what TORO is demonstrating in Norway, with 70% of the Banks and soon 100% of the Telcos connected to the VALYOU platform (, where TORO is the key technological and now business partner.

After proving that TORO’s unique technology/model has been deployed successfully in Norway, our immediate objective is to replicate the model in Spain or France (then the Netherlands and Poland), before the Over-the-Top players (namely the Apple, Google, Facebook and Amazon) come in.


List of deliverables.
New Wallet version capable of reporting metrics directly to the B.I. system Demonstrators, pilots, prototypes 2019-05-30 15:02:38
SDK package for widget developers Demonstrators, pilots, prototypes 2019-05-30 15:02:33
Documentation and training material Documents, reports 2019-05-30 15:02:35
New widgets supporting BankAccept and MasterPass Demonstrators, pilots, prototypes 2019-05-30 15:02:30
New Wallet Manager version fully tested Demonstrators, pilots, prototypes 2019-05-30 15:02:35
New B.I. version fully tested Demonstrators, pilots, prototypes 2019-05-30 15:02:35
SDK support and documentation data Documents, reports 2019-05-30 15:02:32

Take a look to the deliverables list in detail:  detailed list of PASSCLUB deliverables.

Are you the coordinator (or a participant) of this project? Plaese send me more information about the "PASSCLUB" project.

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The information about "PASSCLUB" are provided by the European Opendata Portal: CORDIS opendata.

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