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PENSUMO

Savings Loyalty System Based on Micro-Contributions from Retailers

Total Cost €

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EC-Contrib. €

0

Partnership

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Project "PENSUMO" data sheet

The following table provides information about the project.

Coordinator
PLATAFORMA DE FIDELIZACION PENSUMO SOCIEDAD LIMITADA 

Organization address
address: CALLE AUTONOMIA 7 EDIFICIO CIEM
city: ZARAGOZA
postcode: 50003
website: n.a.

contact info
title: n.a.
name: n.a.
surname: n.a.
function: n.a.
email: n.a.
telephone: n.a.
fax: n.a.

 Coordinator Country Spain [ES]
 Project website http://www.pensionporconsumo.es
 Total cost 71˙429 €
 EC max contribution 50˙000 € (70%)
 Programme 1. H2020-EU.3.6. (SOCIETAL CHALLENGES - Europe In A Changing World - Inclusive, Innovative And Reflective Societies)
2. H2020-EU.2.3.1. (Mainstreaming SME support, especially through a dedicated instrument)
 Code Call H2020-SMEINST-1-2015
 Funding Scheme SME-1
 Starting year 2016
 Duration (year-month-day) from 2016-03-01   to  2016-05-31

 Partnership

Take a look of project's partnership.

# participants  country  role  EC contrib. [€] 
1    PLATAFORMA DE FIDELIZACION PENSUMO SOCIEDAD LIMITADA ES (ZARAGOZA) coordinator 50˙000.00

Map

 Project objective

PENSUMO overall objective is to enable a secure and robust platform for stimulating consumers to save for the long term by an innovative reward system based on micro-contributions generated in every single purchase. Why self-management of savings is becoming so important? Financial wellness is becoming a trendy concept especially when we think in our future. While a majority of people agree that their governments will not be able to provide sufficient retirement funds, this realization is not translated into action: according to global surveys, only 38% are saving for old age, only 50% have some kind of financial plan in place, and nearly one in five do not know what will constitute their income in retirement. The European Commission has published a White Paper on Adequate, Safe and Sustainable Pensions. PENSUMO is an innovative model of commercial relationship between users and traders (retailers and branders) pursuing a two-fold purpose: (i) Customer Savings for the future (long-term) from the micro-contributions the retailers made in the Savings Plan consumer every time they buy in their associated shops. (ii) The biggest consequence of widespread use of this system among citizens, would be the birth of a new pillar of the pension system, complementary to the Public systems, with the particularity that is free and voluntary for beneficiary.

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The information about "PENSUMO" are provided by the European Opendata Portal: CORDIS opendata.

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