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Opendata, web and dolomites

QuardCard

Powered smart card with a biometric one time password system

Total Cost €

EC-Contrib. €

Partnership

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Outcomes and
results

QuardCard project word cloud

Explore the words cloud of the QuardCard project. It provides you a very rough idea of what is the project "QuardCard" about.

gain works password joint banking financial certification encrypted withdrawal clients first completion physical receive dynamic generations patent license fraud manufacturer cash card commerce differentiating quardlock transactions market data companies cardlab accurate replacing holds kept easily biometrics replace combines acute online 2nd vision subsequent capacity released solutions technologies levels mass fingerprint otps combining generation cross credit security disruptive revenues entry payments drastically network quardcard share combined keys compliance inside royalties ready impossible copy 1st proposition secure authentication time conventional marketable rightful owner maximum demonstrating versions biometric danish prototype benefit demonstration otp smes smart generate

Project "QuardCard" data sheet

The following table provides information about the project.

Coordinator	CARDLAB INNOVATION APS Organization address address: HORKAER 14 city: HERLEV postcode: 2730 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.
Coordinator Country	Denmark [DK]
Project website	http://quardlock.com/
Total cost	71˙429 €
EC max contribution	50˙000 € (70%)
Programme	1. H2020-EU.3.7. (Secure societies - Protecting freedom and security of Europe and its citizens) 2. H2020-EU.2.3.1. (Mainstreaming SME support, especially through a dedicated instrument)
Code Call	H2020-SMEINST-1-2015
Funding Scheme	SME-1
Starting year	2016
Duration (year-month-day)	from 2016-04-01 to 2016-08-31

Partnership

Take a look of project's partnership.

#	participants	country	role	EC contrib. [€]
1	CARDLAB INNOVATION APS CARDLAB INNOVATION APS Organization address address: HORKAER 14 city: HERLEV postcode: 2730 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	DK (HERLEV)	coordinator	50˙000.00
2	QUARDLOCK APS QUARDLOCK APS Organization address address: OSTRE FAELLEDVEJ 8 city: NORRESUNDBY postcode: 9400 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	DK (NORRESUNDBY)	participant	0.00

Map

Project objective

CardLab and QuardLock’s joint vision is to bring a disruptive, highly secure smart card (QuardCard) to the financial payments market, which is currently facing major increases in fraud levels. QuardCard combines, for the first time: (i) a smart card (all data is kept inside the card and only encrypted keys are released); (ii) a biometric fingerprint – highly accurate and impossible to copy; and (iii) dynamic one-time-password (OTP), generated by the user's fingerprint.

As such, the card only works with the rightful owner’s fingerprint and will improve drastically the security of online and physical transactions. The card will be marketable in two generations/versions: • 1st generation QuardCard for the generation of OTPs through user’s fingerprint for e-banking authentication and e-commerce transactions; • 2nd generation QuardCard combining generation of OTPs with capacity for physical transactions (card payments or cash withdrawal), replacing the need for a conventional credit card.

Due to the certification compliance of the current prototype, both generations will be ready for mass production upon completion of the QuardCard project. However, financial institutions do not easily replace existing solutions by novel technologies. Ensuring and demonstrating a maximum level of user security is a key differentiating factor to gain access to the market. Given QuardCard´s value proposition, combined with the demonstration and certification activities planned for Phase 2, we will be able to enable subsequent market entry.

The consortium gathers two Danish SMEs: CardLab (QuardCard manufacturer) has an established network of clients and QuardLock holds the patent and know-how to use biometrics to generate an OTP. Both companies will benefit from the project through a cross-license agreement where each receive a share of QuardCard revenues and royalties.

Are you the coordinator (or a participant) of this project? Plaese send me more information about the "QUARDCARD" project.

For instance: the website url (it has not provided by EU-opendata yet), the logo, a more detailed description of the project (in plain text as a rtf file or a word file), some pictures (as picture files, not embedded into any word file), twitter account, linkedin page, etc.

Send me an email (fabio@fabiodisconzi.com) and I put them in your project's page as son as possible.

Thanks. And then put a link of this page into your project's website.

The information about "QUARDCARD" are provided by the European Opendata Portal: CORDIS opendata.