Opendata, web and dolomites


Eliciting Preferences over Saving and Borrowing

Total Cost €


EC-Contrib. €






Project "DEBT" data sheet

The following table provides information about the project.


Organization address
address: Minderbroedersberg 4-6
postcode: 6200 MD

contact info
title: n.a.
name: n.a.
surname: n.a.
function: n.a.
email: n.a.
telephone: n.a.
fax: n.a.

 Coordinator Country Netherlands [NL]
 Total cost 165˙598 €
 EC max contribution 165˙598 € (100%)
 Programme 1. H2020-EU.1.3.2. (Nurturing excellence by means of cross-border and cross-sector mobility)
 Code Call H2020-MSCA-IF-2017
 Funding Scheme MSCA-IF-EF-ST
 Starting year 2018
 Duration (year-month-day) from 2018-09-01   to  2020-08-31


Take a look of project's partnership.

# participants  country  role  EC contrib. [€] 


 Project objective

Attitudes towards saving and borrowing are crucial to the understanding of individual financial behavior. An unwillingness to save or borrow can have severe economic implications, such as preventing optimal portfolio choice, insufficient retirement saving, or a failure to invest in profitable investment projects. To further the understanding of borrowing and saving behavior, I am proposing to develop an experimental protocol that allows to measure individual preferences over saving and borrowing. In particular, I will develop an intertemporal choice list, in which subjects can choose between different saving and debt contracts, using real monetary incentives. Subject’s decisions in this choice experiment can be used to infer individual differences in preferences over saving and borrowing. To control for confounds, and to identify how preferences over borrowing and saving interact with preferences over risk, time and losses, I will also elicit these preferences experimentally, and estimate all domains of preference jointly. For this purpose, I will write a formal model that extends cumulative prospect theory, to incorporate preferences over saving and borrowing. Along with the experiment, I plan to elicit a number of different novel survey measures regarding participants’ borrowing behavior and experience, and identify those that best predict behavior in the incentivized choice experiments. Identifying simple survey measures that explain preferences over saving and borrowing will be of help for future research on these preferences, where time and monetary constraints do not allow a fully incentivized experiment.

Are you the coordinator (or a participant) of this project? Plaese send me more information about the "DEBT" project.

For instance: the website url (it has not provided by EU-opendata yet), the logo, a more detailed description of the project (in plain text as a rtf file or a word file), some pictures (as picture files, not embedded into any word file), twitter account, linkedin page, etc.

Send me an  email ( and I put them in your project's page as son as possible.

Thanks. And then put a link of this page into your project's website.

The information about "DEBT" are provided by the European Opendata Portal: CORDIS opendata.

More projects from the same programme (H2020-EU.1.3.2.)

NPsVLCD (2019)

Natural Product-Inspired Therapies for Leishmaniasis and Chagas Disease

Read More  

NeuroSens (2019)

Neuromodulation of Sensory Processing

Read More  

NaWaTL (2020)

Narrative, Writing, and the Teotihuacan Language: Exploring Language History Through Phylogenetics, Epigraphy and Iconography

Read More