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Quotanda - a lending-as-a-service (LaaS) platform that enables schools and lenders to set up student financing programs to make education more affordable

Total Cost €


EC-Contrib. €






 Quotanda project word cloud

Explore the words cloud of the Quotanda project. It provides you a very rough idea of what is the project "Quotanda" about.

staff    quo    compliance    mba    sees    automated    count    share    financial    pointed    disbursement    first    educated    collecting    75    banks    superior    business    online    payment    families    services    financing    successful    origination    extended    decision    universities    flexible    supports    feasibility    affordable    plans    spain    grow    ambition    bootcamps    faster    skilled    inequality    ironhack    default    lending    introduce    workers    social    helping    shown    credit    exclusion    economic    status    manages    loan    service    efficiency    customers    larger    standard    schools    millennial    premiums    deficiencies    servicing    decisions    groups    2017    inclusion    broadens    education    marketing    principal    least    forthcoming    lifetime    laas    proved    re    iese    opportunity    platform    reduce    code    suite    student    11    running    entire    final    market    helps    turnkey    programs    acquire    supervise    wage    quotanda    b2b2c    greatest    school    closing    students    arrive    bootcamp    lenders   

Project "Quotanda" data sheet

The following table provides information about the project.


Organization address
address: AV. DIAGONAL, 404-406, P.EN PTA. 3
postcode: 8037
website: n.a.

contact info
title: n.a.
name: n.a.
surname: n.a.
function: n.a.
email: n.a.
telephone: n.a.
fax: n.a.

 Coordinator Country Spain [ES]
 Project website
 Total cost 71˙429 €
 EC max contribution 50˙000 € (70%)
 Programme 1. H2020-EU.2.1.1. (INDUSTRIAL LEADERSHIP - Leadership in enabling and industrial technologies - Information and Communication Technologies (ICT))
2. H2020-EU.2.3.1. (Mainstreaming SME support, especially through a dedicated instrument)
 Code Call H2020-SMEINST-1-2016-2017
 Funding Scheme SME-1
 Starting year 2016
 Duration (year-month-day) from 2016-08-01   to  2017-01-31


Take a look of project's partnership.

# participants  country  role  EC contrib. [€] 
1    QUOTANDA LOANS SL ES (BARCELONA) coordinator 50˙000.00


 Project objective

Quotanda is a lending as a service (LaaS) platform providing a suite of student loan services. Its technology and staff supervise all aspects of partners’ online lending programs, including: program set-up, marketing, compliance to selection requirements, origination, automated credit decisions, loan disbursement, extended servicing (collecting interest and principal), and default management. As a B2B2C LaaS platform, two are the main groups Quotanda is addressing to: banks and schools through which students, which are the final users, are eventually pointed. Quotanda manages all aspects of loan programs for banks or extended payment plans for schools. It supports economic growth via wage premiums for educated (or re-skilled workers) and helps to reduce deficiencies of inequality and social exclusion. Quotanda is challenging the status-quo with a technology that broadens financial inclusion and access to education by helping schools to introduce flexible and affordable financing programs for students, as shown by the 2 successful loan programs running in Spain in collaboration with IESE Business School MBA and IronHack – Spain’s first code bootcamp. On the other side it helps banks to acquire millennial customers with high Lifetime Value efficiently while making students and families loan decision faster. Having proved online origination and servicing capabilities, Quotanda sees this feasibility study as an opportunity to help grow and test its turnkey platform on a larger level, by bringing superior efficiency at scale to various banks and schools. Its concept greatest ambition is to set a standard the education lending market with an increasing share that will arrive to count at least for 1.75% of the entire online education lending market in the forthcoming 4 years, by closing partnerships with 11 lenders and 40 among universities, schools and code bootcamps by the end of 2017.

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The information about "QUOTANDA" are provided by the European Opendata Portal: CORDIS opendata.

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