Opendata, web and dolomites


Smart Cash Flow – Getting back on track

Total Cost €


EC-Contrib. €






 SCF project word cloud

Explore the words cloud of the SCF project. It provides you a very rough idea of what is the project "SCF" about.

america    pursued    interface    services    providers    accounts    fortune    banking    advisor    companies    monthly    natural    consent    debt    3rd    linking    market    spending    accessible    packages    reached    recommendations    force    accomplishes    business    online    programs    smes    actionable    register    weekly    accounting    cash    optimal    longterm    filled    collection    revised    directive    patterns    tide    party    fintech    asteria    gain    psd2    service    promoted    ec    innovation    smart    payment    swedish    gap    transactions    wanting    alone    intelligence    corporate    planning    histories    turning    act    competition    cornerstone    solution    tested    platform    streamline    invoice    worked    history    agenda    forecasts    came    daily    basis    latin    last    empower    professional    banks    digital    scf    customer    enterprises    stage    flow    wants    decide    stand    pitfalls    artificial    obtain    company    begin    least    small    bank    businesses    software    shift   

Project "SCF" data sheet

The following table provides information about the project.


Organization address
address: SVEAVAGEN 45
postcode: 111 34
website: n.a.

contact info
title: n.a.
name: n.a.
surname: n.a.
function: n.a.
email: n.a.
telephone: n.a.
fax: n.a.

 Coordinator Country Sweden [SE]
 Total cost 71˙429 €
 EC max contribution 50˙000 € (70%)
 Programme 1. H2020-EU.3. (PRIORITY 'Societal challenges)
2. H2020-EU.2.3. (INDUSTRIAL LEADERSHIP - Innovation In SMEs)
3. H2020-EU.2.1. (INDUSTRIAL LEADERSHIP - Leadership in enabling and industrial technologies)
 Code Call H2020-SMEInst-2018-2020-1
 Funding Scheme SME-1
 Starting year 2019
 Duration (year-month-day) from 2019-09-01   to  2020-02-29


Take a look of project's partnership.

# participants  country  role  EC contrib. [€] 
1    ASTERIA AB SE (STOCKHOLM) coordinator 50˙000.00


 Project objective

The objective of Smart Cash Flow (SCF) is to empower SMEs to act on their cash flow problems. We want SCF – a platform fully embedded in a user’s online banking services – to be the advisor-of-choice for companies wanting to avoid the pitfalls of cash flow. Today, if a small company wants to begin to assess its cash flow and decide on the best way to effectively manage it longterm, it is optimal for it to have open at least four stand-alone programs: accounting software, online bank account, invoice system, debt collection system.The gap is a product enabling businesses to manage cash flow on a daily, weekly and monthly basis and obtain insight from the trends and histories without spending a fortune. This gap has not been filled by the fintech market. The tide, however, is turning. Open Banking in Europe is being promoted by the European Commission as part of a digital agenda to open up services, provide choice and competition, and allow innovation in the market. Open banking is a cornerstone of the EC’s revised Payment Service Directive (PSD2), which came into force last year. A crucial aspect of this shift is to allow 3rd party providers, like Asteria, to gain access (with the bank customer’s consent) to an account, learn from the history of transactions, and be able to provide actionable insight and recommendations. SCF is about making professional cash flow management accessible to small enterprises. It accomplishes this by linking accounting software packages to corporate banking accounts, using artificial intelligence to register patterns, develop forecasts, and streamline cash flow planning. The natural interface for our solution is the online banking account. Asteria’s product has already reached an advanced enough stage to be tested by a Swedish bank, and we have worked with three other major banks. Other business opportunities are being pursued, including in Latin America.

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The information about "SCF" are provided by the European Opendata Portal: CORDIS opendata.

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