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SMARTER SIGNED

SMARTER Finance for Families–Improving Citizens’ Health, Comfort and Financial Well-Being by Supporting Banks, Residential Investors and Solution Providers with Green Homes and Green Mortgage programs

Total Cost €

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EC-Contrib. €

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Partnership

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SMARTER project word cloud

Explore the words cloud of the SMARTER project. It provides you a very rough idea of what is the project "SMARTER" about.

mainstreaming monthly markets communication lower investment critical eefig homes leveraged systemic eemap replicates stakeholders smarter industry definition home plus exemplary mortgage harming citizens benefits subject reduces ec administration innovation performance credit banks private energy risk nascent de platform buildings successful providers public efficiency sufficiently communicates risky loan barriers profits solution health borrowing tools collection expands financing unlocking quality suboptimal smart advancing aligning actual green decisions finance payment countries purchases budgets discounted choices inhibits renovation championed cluster repair behavioral 12 brings greenest ownership building guides construction understand total ongoing programs local institutional request collaborating developers risking borrower data investments properly suitably adapts facilitates bank fear financial

Project "SMARTER" data sheet

The following table provides information about the project.

Coordinator	ASOCIATIA ROMANIA GREEN BUILDING COUNCIL Organization address address: STR ARGENTINA 43 SECTOR 1 city: BUCURESTI postcode: 11277 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.
Coordinator Country	Romania [RO]
Total cost	1˙618˙195 €
EC max contribution	1˙618˙195 € (100%)
Programme	1. H2020-EU.3.3.7. (Market uptake of energy innovation - building on Intelligent Energy Europe) 2. H2020-EU.3.3.1. (Reducing energy consumption and carbon foorpint by smart and sustainable use)
Code Call	H2020-LC-SC3-EE-2018
Funding Scheme	CSA
Starting year	2019
Duration (year-month-day)	from 2019-05-15 to 2021-05-14

Partnership

Take a look of project's partnership.

#	participants	country	role	EC contrib. [€]
1	ASOCIATIA ROMANIA GREEN BUILDING COUNCIL ASOCIATIA ROMANIA GREEN BUILDING COUNCIL Organization address address: STR ARGENTINA 43 SECTOR 1 city: BUCURESTI postcode: 11277 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	RO (BUCURESTI)	coordinator	428˙781.00
2	DANMARKS TEKNISKE UNIVERSITET DANMARKS TEKNISKE UNIVERSITET Organization address address: ANKER ENGELUNDSVEJ 1 BYGNING 101 A city: KGS LYNGBY postcode: 2800 website: www.dtu.dk contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	DK (KGS LYNGBY)	participant	204˙053.00
3	IRISH GREEN BUILDING COUNCIL LIMITED BY GUARANTEE IRISH GREEN BUILDING COUNCIL LIMITED BY GUARANTEE Organization address address: 19 MOUNTJOY SQUARE EAST city: DUBLIN 1 postcode: DO1 E8P5 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	IE (DUBLIN 1)	participant	123˙708.00
4	UNIVERSITE LIBRE DE BRUXELLES UNIVERSITE LIBRE DE BRUXELLES Organization address address: AVENUE FRANKLIN ROOSEVELT 50 city: BRUXELLES postcode: 1050 website: www.ulb.ac.be contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	BE (BRUXELLES)	participant	108˙968.00
5	TURKECO INSAAT ENERJI SANAYI VE TICARET LIMITED SIRKETI TURKECO INSAAT ENERJI SANAYI VE TICARET LIMITED SIRKETI Organization address address: TEPECIK YOLU SOKAK ALKENT SITESI MIMOZA 4 BLOK D 10 city: ISTANBUL postcode: 34342 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	TR (ISTANBUL)	participant	84˙312.00
6	ENERGOEPEKTUROBIS TSENTRI SAKARTVELO ENERGOEPEKTUROBIS TSENTRI SAKARTVELO Organization address address: D. GAMREKELI STR. 19 city: TBILISI postcode: 160 website: www.eecgeo.org contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	GE (TBILISI)	participant	75˙500.00
7	FONDATSIYA TSENTAR ZA ENERGIYNA EFEKTIVNOST - ENEFEKT FONDATSIYA TSENTAR ZA ENERGIYNA EFEKTIVNOST - ENEFEKT Organization address address: CHRISTO SMIRNENSKY BLVD 1 FL 3 city: SOFIA postcode: 1164 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	BG (SOFIA)	participant	74˙900.00
8	POLSKIE STOWARZYSZENIE BUDOWNICTWA EKOLOGICZNEGO POLSKIE STOWARZYSZENIE BUDOWNICTWA EKOLOGICZNEGO Organization address address: UL STANISLAWA KONARSKIEGO 18C city: GLIWICE postcode: 44 100 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	PL (GLIWICE)	participant	62˙000.00
9	SLOVENSKA RADA PRE ZELENE BUDOVY SLOVENSKA RADA PRE ZELENE BUDOVY Organization address address: ULICA VAJNORSKA 8 A city: BRATISLAVA postcode: 831 04 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	SK (BRATISLAVA)	participant	59˙682.00
10	CENTRE FOR RENEWABLE ENERGY SOURCES AND SAVING FONDATION CENTRE FOR RENEWABLE ENERGY SOURCES AND SAVING FONDATION Organization address address: MARATHONOS 19TH KM city: PIKERMI postcode: 19009 website: http://www.cres.gr contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	EL (PIKERMI)	participant	59˙593.00
11	CLOVEK V TISNI OPS CLOVEK V TISNI OPS Organization address address: SAFARIKOVA 635/24 city: PRAHA 2 postcode: 120 00 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	CZ (PRAHA 2)	participant	59˙000.00
12	CESKA RADA PRO SETRNE BUDOVY CESKA RADA PRO SETRNE BUDOVY Organization address address: Drtinova 10 city: Prague postcode: 150 00 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	CZ (Prague)	participant	58˙200.00
13	ASSOCIATION EUROPEAN-UKRAINIAN ENERGY AGENCY ASSOCIATION EUROPEAN-UKRAINIAN ENERGY AGENCY Organization address address: VOLODYMYRSKA STREET 61-B, 2 FLOOR city: KYIV postcode: 1033 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	UA (KYIV)	participant	54˙593.00
14	UDRUZENJE SAVJET ZA ZELENU GRADNJU UDRUZENJE SAVJET ZA ZELENU GRADNJU Organization address address: ULICA BRCANSKA BROJ 17 city: SARAJEVO postcode: 71000 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	BA (SARAJEVO)	participant	44˙843.00
15	GREEN BUILDING COUNCIL ITALIA GREEN BUILDING COUNCIL ITALIA Organization address address: PIAZZA MANIFATTURA 1 city: ROVERETO postcode: 38068 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	IT (ROVERETO)	participant	43˙656.00
16	CRISCON SOCIETA' A RESPONSABILITA' LIMITATA SEMPLIFICATA CRISCON SOCIETA' A RESPONSABILITA' LIMITATA SEMPLIFICATA Organization address address: PIAZZA VICENZA 8 city: TRENTO postcode: 38122 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	IT (TRENTO)	participant	42˙042.00
17	ENOVA D.O.O. SARAJEVO ENOVA D.O.O. SARAJEVO Organization address address: STR.PODGAJ 14/1 city: SARAJEVO postcode: 71000 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	BA (SARAJEVO)	participant	34˙357.00
18	CRISTOFORETTI SEBASTIANO CRISTOFORETTI SEBASTIANO Organization address address: VIA SAN PIO X 10 city: TRENTO postcode: 38122 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	IT (TRENTO)	participant	0.00

Map

Project objective

'Many citizens, particularly in nascent green building markets, make suboptimal decisions in the design and construction choices for renovation approaches and new home purchases due to a fear of bank financing. Borrowing sufficiently to bring forward necessary resources to build homes properly both reduces citizens’ “Total Cost of Monthly Ownership” (loan payment plus energy, health and repair costs) while unlocking a critical increase of construction budgets facilitating ownership of the greenest, high-quality homes. Financing Green Homes with the borrower subject to lower monthly operating costs is less risky to banks which provide discounted credit without harming profits. The SMARTER project effectively communicates the benefits of Green Homes to citizens and other key stakeholders to bring a systemic solution to a systemic problem that inhibits the financial industry to design and offer green finance products and the citizens to understand and request them. SMARTER replicates a successful “Green Homes and Green Mortgage” program to 12 new countries, addresses barriers and brings green innovation with relevant research and cluster formation, adapts essential tools for administration and communication, and effectively expands collection of actual energy and financial performance to improve risk analysis with local data. Public investment is leveraged and ambitious green EU targets are supported as banks, developers, and green solution providers all contribute budgets to increase private financing for building exemplary homes. The SMARTER “Green Homes Investment Platform” guides new programs to a suitably ambitious, common definition of green investments and facilitates institutional investment by collaborating with ongoing initiatives including EeMAP and EEFIG; aligning with EC objectives such as “Mainstreaming Energy Efficiency Finance” and advancing the Financial, Technical and Behavioral de-risking championed by “Smart Finance for Smart Buildings'.'

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