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Opendata, web and dolomites

EVERIFIN

EU-wide internet banking application for managing more accounts from multiple banks in one place

Total Cost €

EC-Contrib. €

Partnership

Views

Outcomes and
results

EVERIFIN project word cloud

Explore the words cloud of the EVERIFIN project. It provides you a very rough idea of what is the project "EVERIFIN" about.

basic payments spend internet drops expand banking customers dramatically few psd2 norway invoices printing regulation independent pay services banks feasibility disruptive iceland angel electronic force discriminative client final transferred unify took november leaps link sme september ready multiple solution citizenship local licenses market corporate people demanded give plan invoicing 3rd overdue brings customer receive prepare 50 financial formats everifin reduce obliges liechtenstein excited mistakes data size building faster clear issued typing significantly parties sending checks fragmented standard business received asks instant opportunity regulator anyone time ebills name additional 2019 instrument measured delivering investment credit full launched thanks licensed reminders

Project "EVERIFIN" data sheet

The following table provides information about the project.

Coordinator	USABILITY ENGINEERING CENTER, S.R.O Organization address address: MIKOVINIHO 8 city: TRNAVA postcode: 91701 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.
Coordinator Country	Slovakia [SK]
Project website	https://everifin.com
Total cost	71˙429 €
EC max contribution	50˙000 € (70%)
Programme	1. H2020-EU.3. (PRIORITY 'Societal challenges) 2. H2020-EU.2.3. (INDUSTRIAL LEADERSHIP - Innovation In SMEs) 3. H2020-EU.2.1. (INDUSTRIAL LEADERSHIP - Leadership in enabling and industrial technologies)
Code Call	H2020-SMEInst-2018-2020-1
Funding Scheme	SME-1
Starting year	2019
Duration (year-month-day)	from 2019-05-01 to 2019-10-31

Partnership

Take a look of project's partnership.

#	participants	country	role	EC contrib. [€]
1	USABILITY ENGINEERING CENTER, S.R.O USABILITY ENGINEERING CENTER, S.R.O Organization address address: MIKOVINIHO 8 city: TRNAVA postcode: 91701 website: n.a. contact info title: n.a. name: n.a. surname: n.a. function: n.a. email: n.a. telephone: n.a. fax: n.a.	SK (TRNAVA)	coordinator	50˙000.00

Map

Project objective

Everifin is an EU-wide internet banking application offering non-discriminative way to use banking services from multiple banks at the same time independent from citizenship in the EU member state. This is possible thanks to the new European regulation called PSD2. The regulation comes into full force in September 2019 and obliges all banks in the EU, Liechtenstein, Norway and Iceland to give licensed 3rd parties access to client data if the client asks for it. The licenses are issued by a local regulator and can be transferred to any member state. The challenge is that the customer data which banks provide, are all in different formats. Therefore, we have built a unique solution which brings all data into one standard. We can link all banks in the EU to Everifin and unify fragmented European market faster than anyone ever before. On top of the basic multi-banking functionality, we plan to deliver new disruptive financial services: eBills, instant payments and credit checks and, to name a few. We have already conducted a market research with real users and measured the size of the market opportunity of multi-banking and eBills. It is clear that these services are highly demanded and people are ready to pay for them. Our corporate partners are excited about the fully electronic invoicing solution - the eBills. They can significantly reduce the costs of printing and delivering invoices, while achieving 50% reduction of overdue payments. This means they spend less on sending reminders and because their customers receive eBills directly in the internet banking, the number of typing mistakes drops dramatically as well. In November 2019, Everifin received an investment from a Business Angel and took leaps forward in building the final product, ready to be launched at the end of 2019. Additional funding from SME instrument Phase 1 will help us to prepare the feasibility study and expand our business plan for the next features: instant payments and credit checks.

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The information about "EVERIFIN" are provided by the European Opendata Portal: CORDIS opendata.

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